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Vehicle Financing

Estimate your monthly payments and explore lending options

Payment Calculator

₦25,000,000
₦1M₦200M
20% · ₦5,000,000
10%70%
22%
18%28%

Estimated Monthly Payment

₦763,809

Loan Amount

₦20,000,000

Total Interest

₦7,497,126

Total Repayable

₦27,497,126

This is an estimate only. Actual rates depend on your credit profile, lender, and other factors. Contact a partner lender for a formal quote.

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Complete a short form and we'll connect you with the right lender for your situation.

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Partner Lending Options

Fi

First Bank Autofinance

For salary earners and business owners

18 – 22% p.a.12 – 48 monthsFrom ₦2M
Ac

Access Bank Vehicle Loan

Flexible collateral options

20 – 24% p.a.12 – 60 monthsFrom ₦5M
GT

GTBank Auto Finance

Quick approval for GTBank customers

19 – 23% p.a.12 – 36 monthsFrom ₦3M
Fi

FinStore Partner Lenders

Apply through FinStore for matched offers

Custom p.a.Up to 60 monthsFrom ₦1M

Financing FAQs

What documents do I need?

Typically: valid ID, proof of address, 3–6 months bank statements, payslips or business financials, and sometimes a guarantor.

How long does approval take?

Most approvals take 2–5 business days. FinStore partner lenders can pre-qualify you in as little as 24 hours.

Can I finance a used or foreign-used car?

Yes. Most Nigerian lenders finance foreign-used vehicles up to 10 years old, subject to inspection and valuation.

What is the minimum down payment?

Typically 20–30% of the vehicle value, though some lenders offer lower depending on your credit profile.